1. Definitions
– “DSA” means [Company Name], the direct sales agent.
– “Client” means the individual or entity receiving investment and loan services from the DSA.
– “Services” means investment and loan advisory, distribution, and related services.
2. Scope of Services
– The DSA will provide investment and loan services to the Client, including advice, recommendations, and distribution of financial products.
– The DSA will act as an intermediary between the Client and financial institutions.
3. Client Obligations
– Provide accurate and complete information about their financial situation, goals, and risk tolerance.
– Make informed decisions based on the DSA’s advice and recommendations.
– Pay fees and charges as agreed upon.
4. DSA Obligations
– Provide unbiased and transparent advice and recommendations.
– Disclose conflicts of interest, if any.
– Maintain confidentiality of Client information.
– Comply with regulatory requirements.
5. Fees and Charges
– The DSA will charge fees and charges as agreed upon with the Client.
– Fees and charges will be disclosed upfront and transparently.
6. Risk Disclosure
– Investing and borrowing involve risks, including market volatility and credit risk.
– The Client acknowledges understanding of these risks.
7. Termination
– Either party may terminate this agreement with written notice.
– Termination will not affect existing investments or loans.
8. Governing Law
– This agreement will be governed by and construed in accordance with [State/Country] law.
09. Amendments
– The DSA may amend these terms and conditions with written notice to the Client.
10. Confidentiality
– The DSA will maintain the confidentiality of Client information and data.
– The DSA may share Client information with financial institutions or regulatory bodies as required.
11. Data Protection
– The DSA will comply with applicable data protection regulations.
– The DSA will ensure that Client data is secure and protected.
12. Intellectual Property
– The DSA retains all intellectual property rights to materials and tools used in providing Services.
– The Client may not reproduce or distribute these materials without the DSA’s consent.
13. Limitation of Liability
– The DSA will not be liable for any damages or losses arising from the Services, except in cases of willful misconduct.
– The DSA’s liability will be limited to the amount of fees paid by the Client.
14. Indemnification
– The Client will indemnify and hold harmless the DSA against any claims, damages, or expenses arising from the Client’s breach of these terms and conditions.
15. Dispute Resolution
– Any disputes arising from these terms and conditions will be resolved through arbitration in accordance with [Indian] law.
– The Client and DSA will work together to resolve disputes amicably before resorting to arbitration.
16. Entire Agreement
– These terms and conditions constitute the entire agreement between the Client and DSA.
– These terms and conditions supersede all prior or contemporaneous agreements or understandings.
17. Acceptance
– By using the Services, the Client acknowledges that they have read, understood, and accepted these terms and conditions.
Disclaimer:
1. No Warranty Disclaimer: “The DSA makes no warranties, express or implied, about the accuracy, completeness, or suitability of the information and services provided.”
2. Limitation of Liability Disclaimer: “In no event will the DSA be liable for any damages or losses arising from the use of our services, except in cases of gross negligence or willful misconduct.”
3. No Investment Advice Disclaimer: “The DSA does not provide investment advice. All investment decisions are the sole responsibility of the client.”
4. No Loan Guarantee Disclaimer: “The DSA does not guarantee loan approvals or interest rates. Loan decisions are made by financial institutions.”
5. Confidentiality Disclaimer: “The DSA will maintain confidentiality of client information, but may share information with financial institutions or regulatory bodies as required.”
6. Error and Omission Disclaimer: “The DSA is not responsible for errors or omissions in the information provided, and will not be liable for any damages or losses resulting from such errors or omissions.”
7. Third-Party Disclaimer: “The DSA is not responsible for the actions or omissions of third-party financial institutions or service providers.”
8. Regulatory Disclaimer: “The DSA is not responsible for ensuring compliance with all applicable laws and regulations. Clients are responsible for ensuring their own compliance.”
9. Termination Disclaimer: “The DSA reserves the right to terminate services at any time, without notice or liability.”
10. Governing Law Disclaimer: “These terms and conditions will be governed by and construed in accordance with [Indian] law.”
