Personal Loan
Get instant financial support with our personal loans, offering flexible repayment options and quick approvals. Perfect for unexpected expenses, vacations, or passion projects, our personal loans provide a reliable solution for life’s surprises.
Top Benefits
Personal Loan Eligibility for Salaried Person
Employment : Must be a salaried employee in a private or public enterprise.
Age : Must range anywhere between 21 and 60 years.
Incomes : Must have 25,000 stable monthly income.
Credit Profile : An excellent credit history and high credit score are preferred.
Personal loan interest rates and charges for salaried individual
HIIK CREDDIX provides salaried employees with competitive personal loan interest rates, ensuring a transparent and affordable borrowing experience. We clearly outline our processing fees and statutory charges, so you know exactly what to expect. Refer to the table below for a detailed breakdown of our personal loan charges for salaried employees:
Interest rate | Between 10.99% and 20% per annum |
Processing fees | Up to 2.5% of the loan proceeds OR as per Bank |
Stamp duty and other statutory charges | As per applicable state laws |
Documents Required for a Personal Loan
Proof of Identity: Valid government-issued photo ID, such as Aadhaar card, passport, or driver’s license.
Proof of Address: Recent utility bills, rental agreement, or other documents verifying your current address.
Income Proof: Salary slips, income tax returns, or bank statements showcasing your financial stability.
Employment Verification: Employment letter or proof of business ownership to establish your professional standing.
Credit History: Credit report that highlights your credit worthiness and repayment history.
Passport-Sized Photographs: A few recent passport-sized photographs.
OUR PARTNERS FOR PERSONAL LOAN
BANKS NAME
