Loan Against Property
Unlock your property’s value with HIIK CREDDIX Loan Against Property (LAP).
Use it for business, professional, or personal needs, with flexible options like 15-year tenure and various property types.
Top Benefits
Loan Against Property
Loan Amount
Minimum: Rs.5 Lakhs
Maximum: Rs.5 Crores
Interest Rate Applicable
Floating
Maximum Tenure
20 years
Lease Rental Discounting
Loan Amount
Minimum: Rs.5 Lakhs
Maximum: Rs.5 Crores
Interest Rate Applicable
Floating
Maximum Tenure
9 years, subject to balance lease term
Overdraft Facility Against Property
Loan Amount
Minimum: Rs.5 Lakhs
Maximum: Rs.5 Crores
Interest Rate Applicable
Floating
Maximum Tenure
10 years
Reverse Mortgage Loan
Loan Amount
Minimum: Rs.5 Lakhs
Maximum: Rs.1 Crore
Interest Rate Applicable
Starting from 11.0%
Maximum Tenure
20 years
