Car Loan
Car Loans from HiikCreddix facilitate the smoothest path to owning your dream car, with financing from ₹1 lakh and more, enjoy favorable interest rates and beneficial terms.
Calculate your EMI easily online and make informed decisions as you approach your car purchase.
Top Benefits
New Car Loan
Loan Amount
Rs.1 Lakh onward
Applicable car loan
Up to 100% on road funding
Maximum Tenure
Up to 7 years
Used Car loan (Sale Purchase & Refinance)
Loan Amount
Rs.1 Lakh onward
Applicable car loan
Up to 95% of the valuation amount for sale-purchase of used car loan
Up to 85% of the valuation amount for refinance loan
Maximum Tenure
Up to 5 years
CAR LOAN PARTNERS
Balance Transfer (External BT)
Loan Amount
Minimum Rs.1,00,000
Applicable car loan
Up to 150%* of original loan amount as top-up
Maximum Tenure
Up to 5 years
Top Up (Internal BT)
Loan Amount
Minimum Rs.1,00,000
Applicable car loan
Up to 150%* of original loan amount as top-up
Maximum Tenure
Up to 5 years
Eligibility
To be eligible for a Car Loan, you must be within a certain age range, have a regular and stable income, and meet CIBIL requirements along with other factors that include employment type, history, and the type of car you wish to purchase. Always Check your eligibility before applying is a smooth road to ensure you can proceed with your car finance plans.
Yes, HIIK CREDDIX New Car Loan facility offers loans from Banks (Govt, Pvt, MNC along with NBFC) starting from ₹1 Lakh and up to the 100% on-road price. You can get a car loan of up to 100% funding on select models from certain banks
A CIBIL credit score is based on your payment history across loans and credit cards.
A CIBIL credit score 750 is considered a minimum score for a seamless and hassle-free loan approval
however other factors also play an important role in determining loan amount, ROI, tenure.
Prepayment of loan charges depends upon bank-to-bank
Hiik Creddix role is to provide the loan facility with the bank who does charge a minimum foreclosure or part payment closure penalty along with the best Industry ROI
To get a car loan, you must submit a certain set of documents to ensure the swift processing of your loan. We understand documentation can be tedious. Hence, we require general documents like application forms, proforma invoices, passport-size photographs and KYC documents.
Documents required
General Documents:
Application Form
Proforma Invoice
Passport Size photograph of each applicant
KYC Documents
